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Discover® More(SM) Credit Card Review

February 24th, 2009

discover-more-cardThe Discover® More(SM) Card is a great card for those looking to transfer their current credit debt to a 0% interest credit card.

They’re offering 0% interest on balance transfers AND purchases for 6 months. Most credit cards will offer a 0% rate on balance transfers OR purchases but not both. That’s how a lot of cards will trick you. They’ll offer 0% on your initial balance transfer but once you buy something BOOM, they hit you with huge fees. With the Discover® More Card you can transfer a balance to your card and also go out and make more purchases all for 0% interest for 6 months.

The card also comes with no annual fee, free additional cards and a 5% cash back bonus on gas, groceries, restaurants and department stores.

Keep in mind that if you do make a balance transfer you’ll be charged 3% of the balance. It’s a lot better than say the 15% you might be paying on the balance from a different card, so it is definitely worth transferring for that fee. Also, once the year is up the rate goes up to 10.99% to 18.99% depending on the rate you get, so you’re going to want to try to pay off that balance within the 6 months of 0% interest. As always make sure to review the fine print on your own.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on credit card issuers website. If you’re having trouble getting a credit card you should consider prepaid credit cards.

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