One West Bank 2.15% 10 Month CD
One West Bank is offering a 2.15% APY online CD for terms of 10 to 18 months with a minimum deposit of $5,000. If you’d like to visit their site click here.
OneWest Bank is also offering some decent rates on their money market account with 1.85% APY for balances of $10,000 or above.
One West Bank is also offering a Keep Your Options Open Certificate of Deposit which allows you to make additional deposits to your CD up to your original deposit amount or $100,000, whichever is smaller. You can also make two penalty free withdrawals from this account. This CD has a rate of 1.90% APY for 1 year. No penalty CDs are not offered at most banks, so you might want to try these out if you’ve been burned by withdrawal penalties in the past. These accounts are available nationwide but are only available online. You can’t open these accounts in a bank branch.
OneWest Bank was formerly Indymac and is FDIC insured.