Charter Bank 2.75% 14 Month CD

Charter Bank recently dropped their 14 month CD rates from 3% to 2.75% but the rate is still competitive with today’s rates. The national average for 1 year CDs is a pretty low 1.37%. The minimum deposit on the certificate of deposit is $5,000. This offer is available nationally and you can open an account online. To get the best IRA CD rates you’ll have to bump up the term to 3 years.

If you want to open an account in person, branches of Charter Bank are located in Albuquerque, Santa Fe and Rio Rancho, New Mexico. Charter Bank has a 2 out of 5 star soundness rating from bankrate.com, so as always stay under the $250,000 FDIC insured limit.

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