Choice Financial 3.76% APY Savings Account

Choice Financial is offering savings account rates set with a 30 day introductory rate of 3.76%. After the intro period is over, the rate continues to be very competitive. They’re offering 2.76% APY on balances from $5,000 to $25,000, 3.01% APY on balances from $25,000 to $100,000, and 3.26% APY on balances over $100,000. There’s a $5,000 minimum to open an account and a $2 monthly fee if your account falls below that level. There’s also a $50 penalty if you close your account in the first 90 days and a limit of 6 withdrawals per month.

When you open a savings account they issue you a $10 gift certificate and if you keep your account open for a year with at least an average balance of $500 they give you an additional $25 bonus gift certificate.

Choice Financial is also offering a 3.01% APY 13 month CD with a minimum deposit of $5,000. The early withdrawal penalty is 6 months’ interest. Additionally there’s no hard credit pull for opening an account and these accounts are available nationally.

Choice Financial is offering a health savings account with a 1.04% APY to 2.53% APY depending on your balance.

Choice Financial is located in North Dakota and has a strong 4 out of 5 star soundness rating from bankrate. Choice Financial is a FDIC insured bank.

Related posts:

1. United Central Bank 2.5% APY Savings Account
2. Peoples Bank 2.02% Savings Account
3. Acacia Federal Savings Bank 2.25% Savings Account
4. Ally Bank 2% APY Online Savings Account
5. Provident NJ Direct 3.25% Online Savings Account
6. Alliant Credit Union 2% Savings Account
7. Tennessee Commerce Bank 2.30% APY Savings Account

Savings Rates