Comments on: FDIC Interest Rate Cap for Weak Banks in 2010 http://www.bromoney.com/money-news/fdic-interest-rate-cap-weak-banks-2010 The best bank accounts are here. Thu, 16 Dec 2010 01:57:35 -0600 http://wordpress.org/?v=2.8.6 hourly 1 By: ChrisCD - CD Rates Blog http://www.bromoney.com/money-news/fdic-interest-rate-cap-weak-banks-2010#comment-5971 ChrisCD - CD Rates Blog Wed, 26 Aug 2009 17:59:21 +0000 http://www.bromoney.com/?p=847#comment-5971 Actually, you can determine which banks are under-capitalized. The FDIC doesn't publish the list of banks on their watch-list. The banks on their watch-list are not the same as those that are under-capitalized. You can run a report from the FDIC website. I actually went to the site and ran the report. You can also check banks individually. However, I'm not sure actually publishing the names of those banks would be helpful. Many of them are working with the FDIC and their investors to raise the necessary capital. Publishing information that would jeopardize that, probably not a good idea. After all, the more banks that fail, the more it costs the FDIC. As the FDICs costs go up, the assessments the banks pay go up and ultimately the consumer gets lower rates or higher fees. Just my two cents. Actually, you can determine which banks are under-capitalized. The FDIC doesn’t publish the list of banks on their watch-list. The banks on their watch-list are not the same as those that are under-capitalized. You can run a report from the FDIC website. I actually went to the site and ran the report. You can also check banks individually.

However, I’m not sure actually publishing the names of those banks would be helpful. Many of them are working with the FDIC and their investors to raise the necessary capital. Publishing information that would jeopardize that, probably not a good idea. After all, the more banks that fail, the more it costs the FDIC. As the FDICs costs go up, the assessments the banks pay go up and ultimately the consumer gets lower rates or higher fees.

Just my two cents.

]]> By: Brandon Rowe http://www.bromoney.com/money-news/fdic-interest-rate-cap-weak-banks-2010#comment-2826 Brandon Rowe Wed, 03 Jun 2009 21:32:26 +0000 http://www.bromoney.com/?p=847#comment-2826 They don't release which ones are under-capitalized, but they said that 3% of FDIC insured banks are under-capitalized. They don’t release which ones are under-capitalized, but they said that 3% of FDIC insured banks are under-capitalized.

]]> By: Gayle http://www.bromoney.com/money-news/fdic-interest-rate-cap-weak-banks-2010#comment-2814 Gayle Wed, 03 Jun 2009 14:13:57 +0000 http://www.bromoney.com/?p=847#comment-2814 How do you know who is an under-capitalized bank? Is there a list published somewhere? How do you know who is an under-capitalized bank? Is there a list published somewhere?

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