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First National Bank of Dieterich 4.01% Checking

January 7th, 2010

The First National Bank of Dieterich in Illinois is offering a Prime Rewards Checking that offers 4.01% APY on balances up to $25,000 and 2.25% on the remaining balance over $25,000. You also get ATM fee refunds on the account. To qualify for these rates you must make 10 debit card purchases a month, access your online banking account every month, and receive electronic statements on a monthly basis. If these requirements are not met your rate ralls to 0.20% APY. To visit their site click here.

There’s a $25 minimum deposit and no monthly fee or minimum balance requirement after that. This account is only available in these select Illinois counties: Effingham, Jasper, Shelby, Fayette, Clay, Richland, Crawford, Clark, Cumberland, and Coles.

Branches of The First National Bank of Dieterich are located in Dieterich, Newton, and Effingham, Illinois.

The First National Bank of Dieterich has a strong 4 out of 5 soundness rating from bankrate and is FDIC insured. You might want to consider second chance checking accounts if you’re having trouble getting a regular checking account.

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