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Regions Bank 3.25% 39 Month CD

March 10th, 2009

Regions Bank is offering several very competitive CDs but the offers vary from state to state so you need to enter your zip code into their database to find your local rates. Some of their better rates are in Florida where you can get a 2.5% APY 9 month CD and a 3% APY 18 month CD. The rates for the same terms in other states are around .25% lower. All states have a 3.25% APY CD for 39 to 47 months. The minimum deposit is $10,000 and you need a Regions checking account.

Regions also offers a 2.5% 10 month No Penalty CD in St. Louis. With this CD you can make a one time withdrawal with no penalty fee. It has the same $10,000 and checking account requirement that the other CDs have. You can also get a 3.25% APY 39 month no penalty CD if you live in St. Louis. These rates are also available as some of the best IRA CD rates with a minimum deposit of $4,000.

A visit to their branch is required to open a CD. Regions Bank branches are located in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, Texas and Virginia.

Regions Bank has a 3 out of 5 star soundness rating from bankrate.com and is insured by the FDIC.

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