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GMAC Bank 3.1% 2 Year CD

March 23rd, 2009

GMAC Bank is offering a 3.1% 2 year CD with only a $500 minimum deposit. The national average for certificates of deposit is just over 2%, so this rate beats the national average by a full percentage point.

Some savings accounts may offer you a higher rate, but most of the higher rates these days don’t last long, so if you’re looking to lock in your rate this would be a good option.

GMAC Bank is one of the more secure banks with a 4 out of 5 star rating from bankrate.com and of course all funds are FDIC insured.

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