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Federal Trust 4.50% 36-Month CD

December 26th, 2008

Federal Trust Bank has some very competitive CD rates including a rate of 4.50% APY for 36, 48 and 60 month CDs. They also have a short term 1 year CD with an APY of 3.75%. There is a $500 minimum deposit and the early withdrawal penalty is 6 months’ interest.

You must go to a branch in person in order to open an account. Branches are located in Central Florida cities including Winter Park, Sanford, New Smyrna Beach, Palm Coast and Eustis.

Federal Trust Bank has had financial troubles recently, so as always stay below the $100,000 FDIC limit, and these funds are FDIC insured.

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