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First City Bank CD Rates

February 3rd, 2010

First City Bank is offering a 2.25% APY 15 month CD with a minimum deposit of $5,000 and a maximum of $250,000. These CD rates are going to expire on February 26th, 2010.

There’s an online application that’s available to anyone nationwide, but you can’t seem to select the 15 month CD. When filling out the application you have to mention the 15 month CD in the notes in order to apply for it. Seems pretty silly that they don’t have a checkbox for their 15 month CD. You might be better off opening a certificate of deposit over the phone by calling 888-244-5151.

First City Bank also has a reward checking account paying out 3.01% APY for balances up to $25,000. There’s an online application for this as well and online banking is available.

Branches of First City Bank are located in Destin, Fort Walton Beach, and Mary Esther, Florida.

This offer may not be worth the trouble though with a low soundness rating from bankrate, only 1 out of 5 stars. If you do open an account I’d strongly recommend staying under the $250,000 FDIC insured limit at this bank. To visit their site click here.

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