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Citizens First Bank 3.15% 22 Month CD

July 28th, 2009
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Citizens First Bank is offering a 3.15% APY 22 month CD with a minimum deposit of $1,000. Click here to visit their website.

This certificate of deposit is available nationally and there’s an online application for the account. You can fund the account through and ACH transfer or by check. The rate locks only when they receive your funds, not when you submit your application. Once they receive your application you’ll be sent a signature card to complete the process. They have online banking options available on their website.

If you’d like to open an account in person, Citizens First Bank only has branches in Michigan.

Citizens First Bank has a low 1 out of 5 star soundness rating from bankrate so it is highly advised to stay under FDIC limits.

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CD Rates

  1. sustainable products
    June 14th, 2011 at 21:21 | #1
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    I am citizens first bank client for 2 years and am very satisfied with their services and costs.

  2. line movie
    June 15th, 2011 at 15:09 | #2
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    Citizens First Bank  it’s great, I am very pleased with the online option.

  3. Medical Conference
    June 17th, 2011 at 13:14 | #3
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    I have just become Citizens First Bank’s client and I’m glad to hear so many good things.

  4. Candied Cartel
    June 18th, 2011 at 16:23 | #4
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    1 out of 5 star soundness rating from bankrate? should I worry?

  5. Syracuse Business
    June 23rd, 2011 at 17:17 | #5
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    I’m their client too, it’s been only 7-8 months since, but I have nothing to complain about!

  6. Oregon Cycling Action
    June 24th, 2011 at 12:26 | #6
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    I usually prefer to fund the account through and ACH transfer, but is good to know that I can also do it by check. 

  7. congress
    June 27th, 2011 at 13:16 | #7
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    The fact that they have online banking options it’s really important for me – I need this option for my business. 

  8. Fatima Rashid
    June 29th, 2011 at 20:25 | #8
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    why they need this $1,000 – minimum deposit? 

  9. Best Photo
    June 29th, 2011 at 20:27 | #9
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    I don’t like Citizens First Bank because their online service is not so good

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