Comments on: Citibank 4.07% 18 Month CD http://www.bromoney.com/cd-rates/citibank-407-18-month-cd The best bank accounts are here. Thu, 16 Dec 2010 01:57:35 -0600 http://wordpress.org/?v=2.8.6 hourly 1 By: John http://www.bromoney.com/cd-rates/citibank-407-18-month-cd#comment-25800 John Sun, 14 Nov 2010 17:57:48 +0000 http://www.bromoney.com/?p=1231#comment-25800 I have two of these at the max $$.(18mo.4.07%) Coming due in a few months ---I'll keep the money there / renew if the rate is still up. Otherwise I will cash out the cd's and cancel the cards ---HOPEFULLY without any issues from citibank/ citicard. I have not used the cards -never intended to. The only charges I've had is the $29 yearly fees. I have two of these at the max $$.(18mo.4.07%) Coming due in a few months —I’ll keep the money there / renew if the rate is still up. Otherwise I will cash out the cd’s and cancel the cards —HOPEFULLY without any issues from citibank/ citicard.

I have not used the cards -never intended to. The only charges I’ve had is the $29 yearly fees.

]]> By: Amber http://www.bromoney.com/cd-rates/citibank-407-18-month-cd#comment-25101 Amber Wed, 03 Nov 2010 22:46:56 +0000 http://www.bromoney.com/?p=1231#comment-25101 I was in Citi withdrawing money on 10-30 to move to a higher online savings account. The bank manager recommended this card for the CD rate. I have excellent credit, don't know if he knew that or he didn't ask. I don't know that I will get one, but it seems worth a shot? I have also read they run a hard check on your credit report for this card. I don't care about that as I am not trying for any loans right now, but something to keep in mind if you are. Also, a $29/yr fee applies, so over the 18 months you will have to pay twice most likely. Still, the max is $5,000 to put in, at the offered rate 4.07% I'll still come out far ahead of any other cd out there. I was in Citi withdrawing money on 10-30 to move to a higher online savings account. The bank manager recommended this card for the CD rate. I have excellent credit, don’t know if he knew that or he didn’t ask. I don’t know that I will get one, but it seems worth a shot?

I have also read they run a hard check on your credit report for this card.
I don’t care about that as I am not trying for any loans right now, but something to keep in mind if you are.

Also, a $29/yr fee applies, so over the 18 months you will have to pay twice most likely. Still, the max is $5,000 to put in, at the offered rate 4.07% I’ll still come out far ahead of any other cd out there.

]]> By: Adam http://www.bromoney.com/cd-rates/citibank-407-18-month-cd#comment-15383 Adam Sun, 21 Mar 2010 03:47:01 +0000 http://www.bromoney.com/?p=1231#comment-15383 <a href="#comment-5459" rel="nofollow">@carl </a> Do not let Citibank make a fool of you like they did with me. They took my money and limited my credit limit to $2000 dollars for the first 60 days even though they had assured me I will have access to the full amount I deposited ($7500). I told them that this is not mentioned in the application or the website or even the tiny print of the terms and conditions, they told me to go screw myself and that they won't fix this. They are the worst financial institution and have the least competent employees. Everyone I know have had problems with Citibank. @carl
Do not let Citibank make a fool of you like they did with me. They took my money and limited my credit limit to $2000 dollars for the first 60 days even though they had assured me I will have access to the full amount I deposited ($7500). I told them that this is not mentioned in the application or the website or even the tiny print of the terms and conditions, they told me to go screw myself and that they won’t fix this. They are the worst financial institution and have the least competent employees. Everyone I know have had problems with Citibank.

]]> By: Stan http://www.bromoney.com/cd-rates/citibank-407-18-month-cd#comment-9759 Stan Mon, 23 Nov 2009 23:47:45 +0000 http://www.bromoney.com/?p=1231#comment-9759 Offer still good as of today (11/23/09). Thanks people, I found it on this site, very good deal right now. Can open it online or in any citi-bank branch, which is what i did. All the info above is correct, plus no minimum use on the card, which has a poor 13.49% rate on it, so you dont have to use it unless your really need it to build your credit. Its an 18 month CD and the 29$ per year fee for the card is prorated. Regular 24 month CD at citi was 2%. Offer still good as of today (11/23/09). Thanks people, I found it on this site, very good deal right now. Can open it online or in any citi-bank branch, which is what i did.

All the info above is correct, plus no minimum use on the card, which has a poor 13.49% rate on it, so you dont have to use it unless your really need it to build your credit. Its an 18 month CD and the 29$ per year fee for the card is prorated.

Regular 24 month CD at citi was 2%.

]]> By: Jackie http://www.bromoney.com/cd-rates/citibank-407-18-month-cd#comment-8300 Jackie Mon, 19 Oct 2009 22:01:58 +0000 http://www.bromoney.com/?p=1231#comment-8300 Yes, this is also still good 10-19-09 and it is tied to a credit card app. Yes, this is also still good 10-19-09 and it is tied to a credit card app.

]]> By: Judy http://www.bromoney.com/cd-rates/citibank-407-18-month-cd#comment-6379 Judy Tue, 08 Sep 2009 01:38:58 +0000 http://www.bromoney.com/?p=1231#comment-6379 I just applied and was assured the is still good. 9/5/09. Great deal I just applied and was assured the is still good. 9/5/09. Great deal

]]> By: carl http://www.bromoney.com/cd-rates/citibank-407-18-month-cd#comment-5459 carl Sat, 15 Aug 2009 19:16:33 +0000 http://www.bromoney.com/?p=1231#comment-5459 Hi, Do you think that this offer is still good today ? Hi,

Do you think that this offer is still good today ?

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