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M&T Bank Free $100 Checking Account Bonus

February 28th, 2009

M&T Bank is offering a promotional free $100 bonus when you open a checking account with them. The offer lasts until April 4th, 2009 and is nationally available. There’s no hard credit pull with the application. To get the bonus you need to activate direct deposit within 90 days of opening the account or fund the account with a ACH transfer.

Only some of the checking accounts they provide qualify for the $100 bonus. The two best accounts that come with the full $100 bonus are the Direct Checking and the Classic Checking accounts. Direct Checking has no monthly fees if you have direct deposit or maintain a balance of at least $1,500. The Classic Checking account has no fees or minimum balance, but you must be 50 years or older to qualify. Their Totally Free Checking account only has a $25 bonus which is still a good deal if you like its features.

M&T Bank has branches in New York, Pennsylvania and Maryland and is a FDIC insured bank.

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  1. Maria Rivera
    October 21st, 2009 at 13:12 | #1

    I would like to open up a checking account

  2. heather m kline
    January 8th, 2010 at 10:40 | #2

    i wpuld like to open a checking account

  3. Keith
    February 23rd, 2010 at 09:47 | #3

    After Provident Bank was purchased by M&T in May of last year, my checking account was converted to a “Totally Free” checking account. I received a letter stating this had occurred, but the monthly statements stopped. On February 19, 2010, I received a statement saying that my balance was $0.00. All the money in the account had disappeared! When I called M&T, 800-724-2440, I was told that after 60 days of no activity, the “Totally Free” account becomes a “Worry Free” account, which charges $8.00 a month. Again, no statements were sent out, and I received no letter, since this is an automatic “feature” of “Totally Free” checking. The branch manager at my M&T branch is now “looking for a solution.”

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