Home > Bank Bonus > Bank of America $100 Checking Account Promotion

Bank of America $100 Checking Account Promotion

July 17th, 2009

Bank of America is offering a free $100 bonus when new customers open either a personal or business online checking account. Someone is considered a new customer if they have not had a Bank of America account any time in the past 6 months.

The promotion gives out $75 for opening the account with at least $250 and making one debit card purchase. Then you get an extra $25 when you make 2 online bill payments in the first 30 days. This is a pretty easy requirement. The promo code is WIWGASINT for personal accounts and SBECASH for small business checking accounts.

You can click on the image below to go to the promotional page.


Bank Bonus

  1. Helena
    July 22nd, 2009 at 11:58 | #1


    Is this promotion to be offered to foreigners, Canadians
    and Institutions?

    Look forward to hearing from you soon.

    Thank you,
    All the best,
    Helena Ho

  2. Linny Toehammer
    September 2nd, 2009 at 16:00 | #2

    Is this promotion to be offered to foreigners, Canadians? — It is called Bank Of AMERICA…..hello?

  3. Brian Schelin
    September 9th, 2009 at 20:21 | #3

    Called Scant of America DON’T DO IT! Bank of America is a complete scam- They will charge you fees to make up this promotional “true good to be true offer>

  4. mark
    October 29th, 2009 at 13:40 | #4

    i am not sure

  5. BeKind
    November 25th, 2009 at 15:17 | #5

    They are supposed to deposit the bonus within 90 days, it’s now been over 120 days. I’m on the phone with BoA now, they have been giving me reasons as to why I don’t qualify, all BS. First they said I received a bonus in 2007 for being referred by a friend…that was an old account in another state closed the same year. Then they said I opened up another account and closed it within a year. What happened was, when I opened up my current account, I kept on getting an error message and had to start over the application process a couple times. Even though I had received an error, another account had been opened without my knowledge. Once I found out, I closed the extra account. They had told me at the time that it would not interfere with the bonus.

    Well four months later and they won’t give me the bonus because I opened up another account 5 minutes before my current account and closed that first account that I did not know was opened.


  6. BeKind
    December 10th, 2009 at 12:11 | #6

    …they now accept the error made on their part and are reprocessing my bonus request, they told me to call in a week, I called, still processing, told me to call again in a week, I called, still processing.

    Not worth it.

  7. BeKind
    December 11th, 2009 at 08:36 | #7

    …I called again. The request to reprocess the bonus disappeared, no confirmation number, no record of previous phone calls. The rep reprocessed it, again, I was put on hold several times, then their system dropped me after dealing with the situation for 20 minutes. I called back, no record of the last phone call. I then spoke to a supervisor, didn’t want to deal with another rep, she said the bonus request was canceled because I had “an account outside of Bank of America at Countrywide that wasn’t showing up for the reps to see”. I closed that account at Countrywide last year. I asked to speak to upper management, she put me on hold for 15 minutes then dropped me.

    Don’t count on getting a bonus, you won’t get it…they’ll create a reason for you not to get it.

    Stay away from Bank of America. I have had other problems. In ’06 I tried opening account but couldn’t…another customer of theirs had my social security number…when that person opened their account, the bank rep entered the wrong SS number, used mine.

  8. John
    December 28th, 2009 at 12:28 | #8

    Love the response you left. BANK of America…HELLO!

    @Linny Toehammer

  9. comolaflor
    January 9th, 2010 at 13:33 | #9

    well i opened an account in 07 and they were great!

  10. robert
    January 11th, 2010 at 14:36 | #10

    Canada is a part of America, you all do know that don’t you?

  11. TJP
    January 21st, 2010 at 13:44 | #11

    This scam seems to be well documented. They offer no proof that you failed to meet the criteria. Is there a lawyer out there for a class action? Is there already a class action in the works?
    This is not the only site with multiple complaints about the same Bank of America scam

  12. Ruth
    February 17th, 2010 at 08:12 | #12

    $25 for 2 bill payments? So not worth it!

  13. kierre taylor
    July 9th, 2010 at 10:25 | #13

    I am also having an issue with receiving my $100 for opening my new account on January 27th. I was told it would be deposited into my account within 90 days. I have spoken with the representative who opened the account as well as the customer service line and the incentives department on numerous occasions only to get the same “we will get back to you within a week” response. Never heard back from anyone. I am interested in filing a class action. Not necessarily for the money, but it isn’t right that they are doing this to people!! Anybody interested in helping me gather more information?

    please send responses to: kiertaylor@gmail.com


  14. Tj
    August 25th, 2010 at 21:30 | #14

    erm, last I checked, Canada was a seperate country ABOVE the USA>. I do not rember merging with them I my history books. =)

  15. LT
    September 9th, 2010 at 20:07 | #15

    @Linny Toehammer
    The last time that I looked, BAC just wants online customers. I do not BELIEVE that geography has anything to do with their business.


    Nasty comments are NOT becoming from ANYONE. Americans have enough image problems.

  16. Jlo5616
    February 6th, 2011 at 22:13 | #16

    I opened my a year ago, brand new customer… still no opening bonus, billpay bonus, or direct deposit bonus. I perfectly qualified for all 3. BOA reps initially said it would take 90 days, then it because 6 months, then a year. Well, I waited the year and of course – NOTHING. They did initially try and say I didn’t qualify because I failed to make an opening deposit… well, what REALLY happened was I authorized them to take the deposit (bank to bank transfer) and they just never did it. Luckily I kept the proof that I initiated it! I will be withdrawing my money from their institution. I signed up at a couple other banks and got all my bonuses no problem, there is just no excuse for this.

  1. No trackbacks yet.